AI that works for your business.
Software development, artificial intelligence, and automation solutions. We create products that simplify financial, operational, and decision-making processes using safe, fast, and easy-to-integrate AI.
AI Technology Company
Pay AI is a technology company specialized in software development, artificial intelligence, and automation solutions for businesses.
Our mission is to build products that simplify financial, operational, and decision-making processes using AI that is safe, fast, and easy to integrate.
Best practices in software development
Responsible and transparent AI
Bank-grade protection
Measurable business impact
Creating real business value
Transparent decision-making
Humans and AI working together
From custom software to intelligent automation, we deliver solutions that transform businesses.
Custom applications built for scale and performance
Full-stack development of responsive web applications and native mobile apps (iOS, Android) using modern frameworks. Built with scalability, security, and user experience in mind. Handles millions of users, implements best practices, and ensures 99.9% uptime. From MVP to enterprise-grade solutions.
Cloud-native solutions for modern businesses
Multi-tenant SaaS platforms built on cloud infrastructure (AWS, Azure, GCP) with microservices architecture. Includes subscription management, billing systems, API integrations, and white-label capabilities. Auto-scaling, high availability, and enterprise-grade security. Reduces infrastructure costs by 40% while improving performance.
Chatbots, predictions, and data analysis
Comprehensive AI services including intelligent chatbots, predictive analytics, natural language processing, computer vision, and machine learning models. Custom AI solutions tailored to your business needs. Integrates seamlessly with existing systems via APIs. Accelerates decision-making and automates complex processes.
Streamline operations and reduce costs
End-to-end business process automation using RPA, workflow orchestration, and intelligent automation. Automates repetitive tasks, data entry, report generation, and cross-system integrations. Reduces manual work by 70%, eliminates human errors, and frees up teams to focus on strategic initiatives. ROI typically achieved within 6 months.
Our products help companies analyze data, automate tasks, interact smarter with customers, and optimize costs.
Customer support automation with natural language understanding
Advanced conversational AI that understands context, intent, and sentiment. Deploy multilingual chatbots that handle complex queries, provide 24/7 support, and seamlessly escalate to human agents when needed. Reduce response times by 90% and improve customer satisfaction scores.
Dynamic pricing optimization based on market signals
Machine learning algorithms analyze competitor pricing, demand patterns, inventory levels, and market conditions in real-time. Automatically adjust prices to maximize revenue while maintaining competitiveness. Proven to increase profit margins by 15-25% through intelligent price elasticity modeling.
Real-time anomaly detection and prevention
Deep neural networks trained on millions of transactions identify fraudulent patterns with 99.8% accuracy. Real-time scoring prevents chargebacks and unauthorized access before they occur. Continuously learns from new fraud patterns, adapting to emerging threats faster than traditional rule-based systems.
Automated forecasting and intelligent reporting
Time-series analysis and predictive models generate accurate revenue forecasts, cash flow projections, and budget planning insights. Automated financial reports with trend analysis, variance detection, and scenario modeling. Reduce forecasting errors by up to 40% compared to traditional methods.
AI copilot for sales and management teams
Large language models power intelligent sales assistants that analyze customer data, suggest personalized strategies, draft proposals, and automate follow-ups. Provides real-time insights during calls, recommends next best actions, and helps close deals faster. Increase conversion rates by 30% and reduce sales cycle time.
Live dashboards and business intelligence
Streaming analytics platform processes millions of data points per second, delivering instant insights through interactive dashboards. Customizable KPIs, automated alerts, and drill-down capabilities. Monitor business performance in real-time, identify trends early, and make data-driven decisions faster than ever before.
Deep Learning & Neural Networks
Natural Language Processing
Time Series & Forecasting
Microservices & Scalability
AI Economic Operating System β 9 AI agents working non-stop for your business. Every decision certified with CEE score and AET ledger.
Central coordination engine
Master control system that coordinates all AI agents, manages workflows, and ensures seamless communication between components. Handles task distribution, priority management, and system-wide optimization. Reduces operational complexity by 70% and ensures 99.9% system reliability.
Dynamic pricing optimization
Advanced machine learning algorithms analyze market conditions, competitor pricing, demand elasticity, and inventory levels in real-time. Automatically adjusts prices to maximize revenue while maintaining market competitiveness. Increases profit margins by 18-28% through intelligent price optimization.
Demand prediction
Time-series forecasting models predict future demand with 94% accuracy using historical data, seasonal patterns, market trends, and external factors. Enables proactive inventory planning, reduces stockouts by 85%, and minimizes overstock costs. Continuously learns and adapts to changing market dynamics.
Transaction security
Deep learning neural networks analyze transaction patterns in real-time, detecting fraudulent activities with 99.8% accuracy. Processes millions of transactions per second, identifying anomalies, suspicious behaviors, and emerging fraud patterns. Prevents financial losses and protects customer data with zero false positives.
Inventory management
Intelligent inventory optimization system monitors stock levels, predicts reorder points, and automates supplier communications. Reduces inventory costs by 30% while maintaining optimal stock levels. Integrates with suppliers for automated ordering, tracks delivery performance, and optimizes warehouse operations.
Regulatory monitoring
Automated compliance monitoring system tracks regulatory changes across multiple jurisdictions, ensuring business operations remain compliant with GDPR, financial regulations, and industry standards. Real-time alerts notify teams of compliance risks, reducing regulatory violations by 95% and avoiding costly penalties.
Risk assessment
Comprehensive risk analysis engine evaluates financial, operational, and strategic risks using advanced analytics and machine learning. Provides risk scores, identifies potential threats, and recommends mitigation strategies. Enables proactive risk management, reducing business exposure by 60% and improving decision-making confidence.
Audit trail generation
Automated audit trail system records all business transactions, decisions, and system activities in an immutable ledger. Creates comprehensive audit logs for compliance, financial audits, and internal reviews. Reduces audit preparation time by 80% and ensures complete transparency and traceability of all operations.
AI Business Mentor
Advanced AI business advisor powered by large language models that provides strategic insights, answers business questions, and offers recommendations. Analyzes business performance, suggests improvements, and helps executives make informed decisions. Acts as a 24/7 strategic consultant, improving decision quality by 45%.
Bringing AI where it creates real value
Pricing & conversion optimization
Payment & financial services
Growth acceleration
Risk & compliance
Public sector innovation
Dual-entity structure spanning the European Union and Middle East markets
European Union Entity
Middle East Entity
Join the companies using Pay AI technology to automate, optimize, and grow with intelligent software solutions.